Contractor Insurance Specialists

Workers Comp
Built for the
Trades

Every trade is different. We match contractors with the right carriers, the right coverage, and the right price — fast.

Employer's Liability
Multi-State Policies
Experience Mod Consulting
Competitive Rates, 15+ Carriers
Subcontractor COI Tracking
Multiple Discounts Available
20+
Years Contractor Focus
15+
Carrier Options
Get Started

Where do your employees work?

Enter your state to get a workers comp quote

Get My Workers Comp Quote →
Carriers We Work With
CNA
The Hartford
Travelers
Liberty Mutual
Progressive
Guard
Main Street America
Mutual of Enumclaw
Hanover
Nationwide
Why Contractors Choose Us

We Know the
Trades Inside Out

Most insurance agencies treat contractors like any other business. We don't. Contractor coverage is all we do — which means better placements, fewer surprises, and someone who actually picks up the phone.

01
Trade-Specific Underwriting
We understand classification codes, payroll audits, and carrier appetite by trade — so your coverage fits your actual risk, not a generic template.
02
Multi-Carrier Access
With 15+ carriers, we shop your coverage across the market to find the right fit for your trade — not just the first available option.
03
Experience Mod Management
We advise on claims handling, return-to-work programs, and coverage structure to protect your experience modifier over time.
04
Multi-State Placement
If your crews cross state lines, we handle the complexity of multi-state workers comp policies — properly structured from day one.
🛡️

Employer's Liability

Protects you if an employee goes beyond standard benefits and pursues legal action against you personally. Essential coverage for any contractor with employees on the payroll.

🗺️

Multi-State Workers Comp

Crews that work across state lines need separate coverage for each state. We handle multi-state placements regularly and know which carriers do it well.

📎

Subcontractor COI Tracking

If a sub doesn't carry their own coverage, you can be held liable. We help you build systems to stay protected on every job site, every time.

Talk to a Specialist →
Who We Serve

Every Major Trade

Different trades carry different risks, classification codes, and carrier appetite. We know the nuances and place accordingly.

🛣️
Asphalt Paving
🔨
Carpentry
🧱
Concrete Construction
🚛
Debris Removal
📐
Drywall
⚡
Electrical Work
Excavation & Grading
🚧
Fence Erection
🌡️
HVAC Work
🌿
Landscaping & Lawn Care
🏛️
Masonry Work
🎨
Painting
🔧
Plumbing
🏠
Roofing
🏗️
Siding Installation
🟫
Tile, Stone & Flooring
🚪
Window / Door Installation
🛠️
Other / Miscellaneous
How It Works

Quote to Coverage in 4 Steps

1
Submit Request
Tell us your trade, headcount, and what you need. Takes under 2 minutes.
2
We Assess Your Needs
We review your situation and identify the right coverage type and carriers.
3
Review Options
We present clear options — coverage details, pricing, and our recommendation.
4
Get Covered
Bind coverage, get your certificates, and we stay available all year.

Ready to Get
the Right Coverage?

Talk to a contractor insurance specialist. No call centers, no runaround — real answers, fast.

Get a Free Quote Call (509) 325-2400